Side-by-side · Q2 2026 data
The Maries County Bank vs J C Federal Employees Credit Union
Credit union
J C Federal Employees Credit Union
Jefferson City, Missouri · Under $100 million in assets
Metric by metric
| Measure | The Maries County Bank | J C Federal Employees Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 53 |
| Capital cushion | 98 | 100 (stronger) |
| Loan quality | 96 (stronger) | 0 |
| Earnings | 62 (stronger) | 21 |
| Funding & liquidity | 88 (stronger) | 70 |
| Problem-loan coverage | 99 (stronger) | 80 |
| Peer percentile | 94th | 12th |
| Total assets | $600.5M | $2.7M |
| Deposits / shares | $518.5M | $2.0M |
| Capital ratio | 14.83% | 24.79% (stronger) |
| Problem loans | 0.12% (stronger) | 3.89% |
| Net charge-offs | 0.15% | 0.01% (stronger) |
| Return on assets | 1.05% (stronger) | 0.01% |
| Loans ÷ deposits | 72.6% (stronger) | 90.6% |
| Uninsured deposits | 12.7% | 0.2% (stronger) |
| Offices | 10 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.9% | — |
The Maries County Bank has the higher TellerScore (89 vs 53). On the 7 directional measures above (where higher or lower is clearly better), The Maries County Bank leads on 4 and J C Federal Employees Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.