Side-by-side · Q2 2026 data
The Mer Rouge State Bank vs Bank of Oak Ridge
Metric by metric
| Measure | The Mer Rouge State Bank | Bank of Oak Ridge |
|---|---|---|
| TellerScore | 79 (stronger) | 72 |
| Capital cushion | 76 (stronger) | 66 |
| Loan quality | 82 | 100 (stronger) |
| Earnings | 66 (stronger) | 63 |
| Funding & liquidity | 85 (stronger) | 31 |
| Problem-loan coverage | 94 | 100 (stronger) |
| Peer percentile | 63rd | 50th |
| Total assets | $51.8M | $138.6M |
| Deposits / shares | $45.0M | $121.8M |
| Capital ratio | 12.61% (stronger) | 11.59% |
| Problem loans | 0.55% | 0.00% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.08% |
| Return on assets | 1.15% (stronger) | 1.07% |
| Loans ÷ deposits | 75.3% (stronger) | 92.0% |
| Uninsured deposits | 12.3% (stronger) | 48.2% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Mer Rouge State Bank has the higher TellerScore (79 vs 72). On the 7 directional measures above (where higher or lower is clearly better), The Mer Rouge State Bank leads on 6 and Bank of Oak Ridge on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.