Side-by-side · Q2 2026 data
The Mer Rouge State Bank vs Louisiana Machinery Employees Federal Credit Union
Credit union
Louisiana Machinery Employees Federal Credit Union
Monroe, Louisiana · Under $100 million in assets
Metric by metric
| Measure | The Mer Rouge State Bank | Louisiana Machinery Employees Federal Credit Union |
|---|---|---|
| TellerScore | 79 | 79 |
| Capital cushion | 76 | 100 (stronger) |
| Loan quality | 82 | 100 (stronger) |
| Earnings | 66 (stronger) | 18 |
| Funding & liquidity | 85 (stronger) | 71 |
| Problem-loan coverage | 94 | 100 (stronger) |
| Peer percentile | 63rd | 62nd |
| Total assets | $51.8M | $3.9M |
| Deposits / shares | $45.0M | $3.0M |
| Capital ratio | 12.61% | 22.39% (stronger) |
| Problem loans | 0.55% | 0.00% (stronger) |
| Net charge-offs | 0.00% | -0.08% (stronger) |
| Return on assets | 1.15% (stronger) | -0.05% |
| Loans ÷ deposits | 75.3% (stronger) | 89.7% |
| Uninsured deposits | 12.3% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), The Mer Rouge State Bank leads on 2 and Louisiana Machinery Employees Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.