Side-by-side · Q2 2026 data
The Mer Rouge State Bank vs Mutual Savings and Loan Association
Metric by metric
| Measure | The Mer Rouge State Bank | Mutual Savings and Loan Association |
|---|---|---|
| TellerScore | 79 (stronger) | 68 |
| Capital cushion | 76 | 100 (stronger) |
| Loan quality | 82 | 93 (stronger) |
| Earnings | 66 (stronger) | 0 |
| Funding & liquidity | 85 (stronger) | 30 |
| Problem-loan coverage | 94 | 99 (stronger) |
| Peer percentile | 63rd | 33rd |
| Total assets | $51.8M | $35.9M |
| Deposits / shares | $45.0M | $18.7M |
| Capital ratio | 12.61% | 47.17% (stronger) |
| Problem loans | 0.55% | 0.22% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.15% (stronger) | -0.67% |
| Loans ÷ deposits | 75.3% (stronger) | 160.8% |
| Uninsured deposits | 12.3% (stronger) | 32.9% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Mer Rouge State Bank has the higher TellerScore (79 vs 68). On the 6 directional measures above (where higher or lower is clearly better), The Mer Rouge State Bank leads on 4 and Mutual Savings and Loan Association on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.