Headquartered in Metairie, Louisiana, Mutual Savings and Loan Association is a savings bank with $35.9M in total assets and $18.7M in deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1910.
Mutual Savings and Loan Association has a TellerScore of 68 out of 100 (moderate) based on Q2 2026 data — higher than only 33% of its 546 banks with under $100 million in assets. Among 104 banks headquartered in Louisiana, it ranks 61st. Capital cushion contributes the most (100/100, 47.17%); earnings contributes the least (0/100, -0.67%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (69 → 68).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 74 |
| Q3 2024 | 75 |
| Q4 2024 | 71 |
| Q1 2025 | 72 |
| Q2 2025 | 69 |
| Q3 2025 | 69 |
| Q4 2025 | 66 |
| Q1 2026 | 66 |
| Q2 2026 | 68 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 38.92% |
| Q3 2024 | 38.98% |
| Q4 2024 | 37.80% |
| Q1 2025 | 42.04% |
| Q2 2025 | 46.10% |
| Q3 2025 | 47.49% |
| Q4 2025 | 46.48% |
| Q1 2026 | 46.00% |
| Q2 2026 | 47.17% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.11% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.23% |
| Q3 2025 | 0.23% |
| Q4 2025 | 0.43% |
| Q1 2026 | 0.43% |
| Q2 2026 | 0.22% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.13% |
| Q3 2024 | -0.22% |
| Q4 2024 | -0.27% |
| Q1 2025 | -0.29% |
| Q2 2025 | -0.34% |
| Q3 2025 | -0.38% |
| Q4 2025 | -0.41% |
| Q1 2026 | -0.70% |
| Q2 2026 | -0.67% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 68 | $35.9M | 47.17% | 0.22% | -0.67% | 160.8% |
| Q1 2026 | 66 | $37.5M | 46.00% | 0.43% | -0.70% | 150.1% |
| Q4 2025 | 66 | $37.4M | 46.48% | 0.43% | -0.41% | 153.0% |
| Q3 2025 | 69 | $36.1M | 47.49% | 0.23% | -0.38% | 166.3% |
| Q2 2025 | 69 | $37.1M | 46.10% | 0.23% | -0.34% | 157.0% |
| Q1 2025 | 72 | $37.9M | 42.04% | 0.00% | -0.29% | 150.5% |
| Q4 2024 | 71 | $44.0M | 37.80% | 0.00% | -0.27% | 102.5% |
| Q3 2024 | 75 | $35.1M | 38.98% | 0.00% | -0.22% | 146.5% |
| Q2 2024 | 74 | $35.5M | 38.92% | 0.11% | -0.13% | 153.8% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Louisiana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Rayne Building and Loan AssociationBank Rayne, LA | 73 out of 100, Strong | $50.8M | 29.1% | 0.61% | vs |
| The Mer Rouge State BankBank Mer Rouge, LA | 79 out of 100, Strong | $51.8M | 12.6% | 0.55% | vs |
| Jackson Parish BankBank Jonesboro, LA | 69 out of 100, Moderate | $67.3M | 20.8% | 2.87% | vs |
| Abbeville Building & Loan (A State-Chartered Savings Bank)Bank Abbeville, LA | 70 out of 100, Strong | $67.9M | 29.4% | 1.31% | vs |
| Bank of GueydanBank Gueydan, LA | 63 out of 100, Moderate | $69.2M | 22.1% | 6.77% | vs |
| The Bank of CommerceBank White Castle, LA | 73 out of 100, Strong | $81.5M | 10.6% | 0.07% | vs |
Deposit insurance
Is my money safe at Mutual Savings and Loan Association?
Yes. Mutual Savings and Loan Association is an FDIC-insured institution (FDIC certificate #27716). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 32.9% of deposits ($6.2M) are above the $250,000 FDIC insurance limit, above the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 47.17%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 99.97% (benchmark: 10%).
2 locations
Branches
Mutual Savings and Loan Association lists 2 offices in 2 cities. Most locations:
- Mandeville, LA (1)
- Metairie, LA (1)
Identity & history
Profile
- Legal name
- Mutual Savings and Loan Association
- Former names
- Mutual Homestead Association
- Type
- Savings bank
- FDIC certificate #
- 27716
- RSSD ID
- 809070
- Primary regulator
- OCC
- Holding company
- Magnolia Bcorp Inc
- Established
- January 1, 1910
- Headquarters
- 2900 Clearview Pkwy, Metairie, LA 70006
- Website
- www.mutualsavings.com
- Employees
- 9
Quick answers
Mutual Savings and Loan Association: common questions
Is Mutual Savings and Loan Association FDIC insured?
Yes. Mutual Savings and Loan Association is an FDIC-insured institution (FDIC certificate #27716). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Mutual Savings and Loan Association's TellerScore?
68 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Mutual Savings and Loan Association ever failed?
There is no failure record for FDIC certificate #27716 in the FDIC failed bank list.
How many branches does Mutual Savings and Loan Association have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Metairie
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| G G W Federal Credit UnionCredit union New Orleans, LA | 97 out of 100, Very strong | $960K | 26.7% | 0.00% | vs |
| St. Bernard Parish School Board Emp Federal Credit UnionCredit union Chalmette, LA | 93 out of 100, Very strong | $15.9M | 37.6% | 0.38% | vs |
| Crescent BankBank Metairie, LA | 89 out of 100, Very strong | $1.1B | 15.0% | 1.28% | vs |
| Internal Revenue Federal Credit UnionCredit union New Orleans, LA | 89 out of 100, Very strong | $22.5M | 14.1% | 0.22% | vs |
| First National Bank USABank Boutte, LA | 89 out of 100, Very strong | $249.1M | 14.1% | 0.03% | vs |
| Barton Plant Employees Federal Credit UnionCredit union Luling, LA | 87 out of 100, Very strong | $15.7M | 33.0% | 0.14% | vs |