Side-by-side · Q2 2026 data
The Mer Rouge State Bank vs Sevenfold Federal Credit Union
Credit union
Sevenfold Federal Credit Union
West Monroe, Louisiana · Under $100 million in assets
Metric by metric
| Measure | The Mer Rouge State Bank | Sevenfold Federal Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 73 |
| Capital cushion | 76 | 88 (stronger) |
| Loan quality | 82 (stronger) | 38 |
| Earnings | 66 (stronger) | 65 |
| Funding & liquidity | 85 | 100 (stronger) |
| Problem-loan coverage | 94 (stronger) | 87 |
| Peer percentile | 63rd | 47th |
| Total assets | $51.8M | $52.5M |
| Deposits / shares | $45.0M | $45.0M |
| Capital ratio | 12.61% | 13.78% (stronger) |
| Problem loans | 0.55% (stronger) | 1.86% |
| Net charge-offs | 0.00% (stronger) | 0.19% |
| Return on assets | 1.15% (stronger) | 1.13% |
| Loans ÷ deposits | 75.3% | 54.2% (stronger) |
| Uninsured deposits | 12.3% | 5.1% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Mer Rouge State Bank has the higher TellerScore (79 vs 73). On the 7 directional measures above (where higher or lower is clearly better), The Mer Rouge State Bank leads on 4 and Sevenfold Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.