Side-by-side · Q2 2026 data
The Millyard Bank vs Walden Mutual Bank
Metric by metric
| Measure | The Millyard Bank | Walden Mutual Bank |
|---|---|---|
| TellerScore | 59 (stronger) | 35 |
| Capital cushion | 47 (stronger) | 43 |
| Loan quality | 72 (stronger) | 0 |
| Earnings | 46 (stronger) | 21 |
| Funding & liquidity | 63 | 87 (stronger) |
| Problem-loan coverage | 86 (stronger) | 52 |
| Peer percentile | 17th | 1st |
| Total assets | $333.2M | $192.6M |
| Deposits / shares | $276.2M | $173.5M |
| Capital ratio | 9.70% (stronger) | 9.33% |
| Problem loans | 0.85% (stronger) | 3.50% |
| Net charge-offs | 0.00% (stronger) | 0.17% |
| Return on assets | 0.64% (stronger) | 0.02% |
| Loans ÷ deposits | 94.5% | 72.8% (stronger) |
| Uninsured deposits | 17.8% | 15.7% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Millyard Bank has the higher TellerScore (59 vs 35). On the 7 directional measures above (where higher or lower is clearly better), The Millyard Bank leads on 5 and Walden Mutual Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.