Walden Mutual Bank (FDIC certificate #59289) is based in Concord, New Hampshire. Its Q2 2026 call report shows $192.6M in total assets and $173.5M in deposits and 1 office.
Walden Mutual Bank has a TellerScore of 35 out of 100 (low) based on Q2 2026 data — higher than only 1% of its 2,650 banks with $100 million – $1 billion. Among 17 banks headquartered in New Hampshire, it ranks 17th. Funding & liquidity contributes the most (87/100, 73% loans-to-deposits, 16% uninsured); loan quality contributes the least (0/100, 3.50%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 6 points (41 → 35), mostly because the capital cushion component weakened by 22 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 72 |
| Q3 2024 | 44 |
| Q4 2024 | 44 |
| Q1 2025 | 35 |
| Q2 2025 | 41 |
| Q3 2025 | 30 |
| Q4 2025 | 21 |
| Q1 2026 | 26 |
| Q2 2026 | 35 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 18.71% |
| Q3 2024 | 14.54% |
| Q4 2024 | 13.04% |
| Q1 2025 | 12.22% |
| Q2 2025 | 11.53% |
| Q3 2025 | 9.96% |
| Q4 2025 | 8.71% |
| Q1 2026 | 8.47% |
| Q2 2026 | 9.33% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.63% |
| Q3 2024 | 6.60% |
| Q4 2024 | 2.59% |
| Q1 2025 | 4.68% |
| Q2 2025 | 2.67% |
| Q3 2025 | 5.18% |
| Q4 2025 | 9.68% |
| Q1 2026 | 7.92% |
| Q2 2026 | 3.50% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -1.13% |
| Q3 2024 | -3.55% |
| Q4 2024 | -3.23% |
| Q1 2025 | -0.64% |
| Q2 2025 | -0.24% |
| Q3 2025 | -0.12% |
| Q4 2025 | -0.77% |
| Q1 2026 | 0.01% |
| Q2 2026 | 0.02% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 35 | $192.6M | 9.33% | 3.50% | 0.02% | 72.8% |
| Q1 2026 | 26 | $181.8M | 8.47% | 7.92% | 0.01% | 81.2% |
| Q4 2025 | 21 | $171.7M | 8.71% | 9.68% | -0.77% | 82.7% |
| Q3 2025 | 30 | $167.5M | 9.96% | 5.18% | -0.12% | 80.2% |
| Q2 2025 | 41 | $146.0M | 11.53% | 2.67% | -0.24% | 81.7% |
| Q1 2025 | 35 | $130.3M | 12.22% | 4.68% | -0.64% | 85.4% |
| Q4 2024 | 44 | $123.8M | 13.04% | 2.59% | -3.23% | 80.0% |
| Q3 2024 | 44 | $120.5M | 14.54% | 6.60% | -3.55% | 68.8% |
| Q2 2024 | 72 | $105.9M | 18.71% | 0.63% | -1.13% | 58.9% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in New Hampshire
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Profile BankBank Rochester, NH | 65 out of 100, Moderate | $316.6M | 9.3% | 0.02% | vs |
| The Millyard BankBank Nashua, NH | 59 out of 100, Moderate | $333.2M | 9.7% | 0.85% | vs |
| Piscataqua Savings BankBank Portsmouth, NH | 81 out of 100, Strong | $373.4M | 13.7% | 0.00% | vs |
| Sugar River BankBank Newport, NH | 80 out of 100, Strong | $424.3M | 14.1% | 0.33% | vs |
| First Seacoast BankBank Dover, NH | 58 out of 100, Moderate | $576.3M | 8.9% | 0.03% | vs |
| Salem Co-operative BankBank Salem, NH | 67 out of 100, Moderate | $580.0M | 11.9% | 0.26% | vs |
Deposit insurance
Is my money safe at Walden Mutual Bank?
Yes. Walden Mutual Bank is an FDIC-insured institution (FDIC certificate #59289). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 15.7% of deposits ($27.2M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.33%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
1 location
Branches
Walden Mutual Bank lists 1 office in 1 city. Most locations:
- Concord, NH (1)
Identity & history
Profile
- Legal name
- Walden Mutual Bank
- Type
- SI
- FDIC certificate #
- 59289
- RSSD ID
- 5787418
- Primary regulator
- FDIC
- Established
- October 5, 2022
- Headquarters
- 66 N Main St, Concord, NH 03301
- Website
- www.waldenmutual.com
- Employees
- 24
Quick answers
Walden Mutual Bank: common questions
Is Walden Mutual Bank FDIC insured?
Yes. Walden Mutual Bank is an FDIC-insured institution (FDIC certificate #59289). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Walden Mutual Bank's TellerScore?
35 out of 100 (Low), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Walden Mutual Bank ever failed?
There is no failure record for FDIC certificate #59289 in the FDIC failed bank list.
How many branches does Walden Mutual Bank have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Concord
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| New Hampshire Postal Credit UnionCredit union Manchester, NH | 100 out of 100, Very strong | $68.5M | 22.6% | 0.03% | vs |
| New Hampshire Federal Credit UnionCredit union Concord, NH | 85 out of 100, Very strong | $331.6M | 13.8% | 0.07% | vs |
| Sugar River BankBank Newport, NH | 80 out of 100, Strong | $424.3M | 14.1% | 0.33% | vs |
| Bar Harbor Bank & TrustBank Bar Harbor, ME | 73 out of 100, Strong | $4.7B | 10.5% | 0.32% | vs |
| Primary BankBank Bedford, NH | 73 out of 100, Strong | $769.5M | 16.3% | 1.48% | vs |
| Bank of New EnglandBank Salem, NH | 73 out of 100, Strong | $1.8B | 16.8% | 1.73% | vs |