Side-by-side · Q2 2026 data
The Miners National Bank of Eveleth vs Virginia Coop Credit Union
Metric by metric
| Measure | The Miners National Bank of Eveleth | Virginia Coop Credit Union |
|---|---|---|
| TellerScore | 74 | 78 (stronger) |
| Capital cushion | 51 | 66 (stronger) |
| Loan quality | 100 (stronger) | 71 |
| Earnings | 61 | 79 (stronger) |
| Funding & liquidity | 76 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 92 |
| Peer percentile | 51st | 59th |
| Total assets | $96.6M | $45.7M |
| Deposits / shares | $84.4M | $40.6M |
| Capital ratio | 10.07% | 11.55% (stronger) |
| Problem loans | 0.00% (stronger) | 0.86% |
| Net charge-offs | 0.00% (stronger) | 0.18% |
| Return on assets | 1.03% | 1.48% (stronger) |
| Loans ÷ deposits | 76.4% | 56.5% (stronger) |
| Uninsured deposits | 21.8% | 3.3% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Virginia Coop Credit Union has the higher TellerScore (78 vs 74). On the 7 directional measures above (where higher or lower is clearly better), The Miners National Bank of Eveleth leads on 2 and Virginia Coop Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.