Side-by-side · Q2 2026 data
The MINT National Bank vs Houston Police Federal Credit Union
Metric by metric
| Measure | The MINT National Bank | Houston Police Federal Credit Union |
|---|---|---|
| TellerScore | 61 | 87 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 7 | 77 (stronger) |
| Earnings | 78 (stronger) | 65 |
| Funding & liquidity | 52 | 100 (stronger) |
| Problem-loan coverage | 57 | 96 (stronger) |
| Peer percentile | 20th | 96th |
| Total assets | $388.9M | $1.0B |
| Deposits / shares | $306.5M | $879.8M |
| Capital ratio | 18.35% (stronger) | 16.42% |
| Problem loans | 2.78% | 0.70% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.96% |
| Return on assets | 1.44% (stronger) | 1.12% |
| Loans ÷ deposits | 100.8% | 53.5% (stronger) |
| Uninsured deposits | 21.8% | 4.3% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Houston Police Federal Credit Union has the higher TellerScore (87 vs 61). On the 7 directional measures above (where higher or lower is clearly better), The MINT National Bank leads on 3 and Houston Police Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.