Side-by-side · Q2 2026 data
The Missouri Bank vs First Community Credit Union
Metric by metric
| Measure | The Missouri Bank | First Community Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 65 |
| Capital cushion | 76 (stronger) | 36 |
| Loan quality | 96 (stronger) | 82 |
| Earnings | 100 (stronger) | 58 |
| Funding & liquidity | 73 | 86 (stronger) |
| Problem-loan coverage | 99 (stronger) | 90 |
| Peer percentile | 92nd | 41st |
| Total assets | $461.5M | $5.0B |
| Deposits / shares | $403.2M | $4.5B |
| Capital ratio | 12.57% (stronger) | 8.62% |
| Problem loans | 0.13% (stronger) | 0.54% |
| Net charge-offs | 0.01% (stronger) | 0.37% |
| Return on assets | 2.14% (stronger) | 0.95% |
| Loans ÷ deposits | 76.9% | 74.2% (stronger) |
| Uninsured deposits | 24.5% | 7.0% (stronger) |
| Offices | 6 | 39 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.9% | — |
The Missouri Bank has the higher TellerScore (88 vs 65). On the 7 directional measures above (where higher or lower is clearly better), The Missouri Bank leads on 5 and First Community Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.