Side-by-side · Q2 2026 data
The Mt. Victory State Bank vs The Peoples Savings and Loan Company
Metric by metric
| Measure | The Mt. Victory State Bank | The Peoples Savings and Loan Company |
|---|---|---|
| TellerScore | 80 (stronger) | 63 |
| Capital cushion | 54 (stronger) | 40 |
| Loan quality | 100 (stronger) | 95 |
| Earnings | 72 (stronger) | 48 |
| Funding & liquidity | 94 (stronger) | 50 |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 66th | 24th |
| Total assets | $23.4M | $109.9M |
| Deposits / shares | $21.0M | $79.1M |
| Capital ratio | 10.44% (stronger) | 8.99% |
| Problem loans | 0.00% (stronger) | 0.14% |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 1.31% (stronger) | 0.69% |
| Loans ÷ deposits | 66.4% (stronger) | 120.4% |
| Uninsured deposits | 12.4% | 7.9% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Mt. Victory State Bank has the higher TellerScore (80 vs 63). On the 7 directional measures above (where higher or lower is clearly better), The Mt. Victory State Bank leads on 6 and The Peoples Savings and Loan Company on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.