Side-by-side · Q2 2026 data
The Mt. Victory State Bank vs The Union Banking Company
Metric by metric
| Measure | The Mt. Victory State Bank | The Union Banking Company |
|---|---|---|
| TellerScore | 80 (stronger) | 65 |
| Capital cushion | 54 | 58 (stronger) |
| Loan quality | 100 (stronger) | 78 |
| Earnings | 72 (stronger) | 30 |
| Funding & liquidity | 94 (stronger) | 86 |
| Problem-loan coverage | 100 (stronger) | 92 |
| Peer percentile | 66th | 26th |
| Total assets | $23.4M | $54.5M |
| Deposits / shares | $21.0M | $45.4M |
| Capital ratio | 10.44% | 10.77% (stronger) |
| Problem loans | 0.00% (stronger) | 0.67% |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 1.31% (stronger) | 0.24% |
| Loans ÷ deposits | 66.4% | 18.5% (stronger) |
| Uninsured deposits | 12.4% (stronger) | 27.8% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Mt. Victory State Bank has the higher TellerScore (80 vs 65). On the 7 directional measures above (where higher or lower is clearly better), The Mt. Victory State Bank leads on 5 and The Union Banking Company on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.