Side-by-side · Q2 2026 data
The National Bank of Blacksburg vs Celco Community Federal Credit Union
Credit union
Celco Community Federal Credit Union
Narrows, Virginia · $100 million – $1 billion
Metric by metric
| Measure | The National Bank of Blacksburg | Celco Community Federal Credit Union |
|---|---|---|
| TellerScore | 70 | 85 (stronger) |
| Capital cushion | 55 | 100 (stronger) |
| Loan quality | 98 (stronger) | 56 |
| Earnings | 43 | 85 (stronger) |
| Funding & liquidity | 70 | 95 (stronger) |
| Problem-loan coverage | 99 (stronger) | 93 |
| Peer percentile | 58th | 87th |
| Total assets | $1.8B | $143.9M |
| Deposits / shares | $1.7B | $113.2M |
| Capital ratio | 10.54% | 20.92% (stronger) |
| Problem loans | 0.06% (stronger) | 1.33% |
| Net charge-offs | 0.02% (stronger) | 0.15% |
| Return on assets | 0.57% | 1.62% (stronger) |
| Loans ÷ deposits | 60.8% (stronger) | 65.3% |
| Uninsured deposits | 40.9% | 5.3% (stronger) |
| Offices | 28 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.1% | 12.1% |
Celco Community Federal Credit Union has the higher TellerScore (85 vs 70). On the 7 directional measures above (where higher or lower is clearly better), The National Bank of Blacksburg leads on 3 and Celco Community Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Pembroke, VA