Side-by-side · Q2 2026 data
The National Bank of Malvern vs Merck Sharp & Dohme Federal Credit Union
Credit union
Merck Sharp & Dohme Federal Credit Union
Chalfont, Pennsylvania · $1 billion – $10 billion
Metric by metric
| Measure | The National Bank of Malvern | Merck Sharp & Dohme Federal Credit Union |
|---|---|---|
| TellerScore | 93 (stronger) | 71 |
| Capital cushion | 100 (stronger) | 47 |
| Loan quality | 97 (stronger) | 87 |
| Earnings | 92 (stronger) | 51 |
| Funding & liquidity | 71 | 100 (stronger) |
| Problem-loan coverage | 99 (stronger) | 96 |
| Peer percentile | 98th | 62nd |
| Total assets | $224.0M | $1.0B |
| Deposits / shares | $186.7M | $913.4M |
| Capital ratio | 16.55% (stronger) | 9.66% |
| Problem loans | 0.10% (stronger) | 0.39% |
| Net charge-offs | 0.00% (stronger) | 0.18% |
| Return on assets | 1.81% (stronger) | 0.79% |
| Loans ÷ deposits | 76.2% | 50.6% (stronger) |
| Uninsured deposits | 26.9% | 12.1% (stronger) |
| Offices | 2 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 9.8% |
The National Bank of Malvern has the higher TellerScore (93 vs 71). On the 7 directional measures above (where higher or lower is clearly better), The National Bank of Malvern leads on 5 and Merck Sharp & Dohme Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.