Side-by-side · Q2 2026 data
The National Bank of Malvern vs North Penn Federal Credit Union
Credit union
North Penn Federal Credit Union
Colmar, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | The National Bank of Malvern | North Penn Federal Credit Union |
|---|---|---|
| TellerScore | 93 (stronger) | 80 |
| Capital cushion | 100 (stronger) | 76 |
| Loan quality | 97 (stronger) | 77 |
| Earnings | 92 (stronger) | 65 |
| Funding & liquidity | 71 | 100 (stronger) |
| Problem-loan coverage | 99 (stronger) | 96 |
| Peer percentile | 98th | 65th |
| Total assets | $224.0M | $21.2M |
| Deposits / shares | $186.7M | $18.6M |
| Capital ratio | 16.55% (stronger) | 12.55% |
| Problem loans | 0.10% (stronger) | 0.68% |
| Net charge-offs | 0.00% (stronger) | 0.39% |
| Return on assets | 1.81% (stronger) | 1.12% |
| Loans ÷ deposits | 76.2% | 28.8% (stronger) |
| Uninsured deposits | 26.9% | 4.9% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The National Bank of Malvern has the higher TellerScore (93 vs 80). On the 7 directional measures above (where higher or lower is clearly better), The National Bank of Malvern leads on 5 and North Penn Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.