TellerScore

North Penn Federal Credit Union (NCUA charter #10720) is based in Colmar, Pennsylvania. Its Q2 2026 call report shows $21.2M in total assets and $18.6M in member shares and deposits and 1 office.

Based on its Q2 2026 filing, North Penn Federal Credit Union scores 80/100, which we describe as strong. That is higher than 65% of 2,479 credit unions with under $100 million in assets. Among 269 credit unions headquartered in Pennsylvania, it ranks 98th. Its strongest component is funding & liquidity (100/100; 29% loans-to-deposits, 5% uninsured), and its lowest is earnings (65/100; 1.12%).

TellerScore · Q2 2026

Scorecard

Capital cushion76/100
Net worth ratio: 12.55%
Loan quality77/100
Loans 60+ days delinquent ÷ total loans: 0.68%
Earnings65/100
Return on assets (annualized): 1.12%
Funding & liquidity100/100
Loans ÷ shares: 28.8% · 4.9% uninsured
Problem-loan coverage96/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.90%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 12 points (68 → 80), mostly because the loan quality component improved by 30 points.

TellerScore
657380Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202465
Q3 202468
Q4 202469
Q1 202573
Q2 202568
Q3 202575
Q4 202573
Q1 202675
Q2 202680
Net worth ratio
7.00%9.78%12.55%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.97%
Q3 202411.43%
Q4 202411.46%
Q1 202511.17%
Q2 202511.59%
Q3 202511.81%
Q4 202512.07%
Q1 202611.98%
Q2 202612.55%
Delinquent loans (60+ days)
0.68%1.13%1.59%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.19%
Q3 20240.93%
Q4 20240.94%
Q1 20250.74%
Q2 20251.59%
Q3 20250.88%
Q4 20251.16%
Q1 20260.80%
Q2 20260.68%
Return on assets
0.41%0.77%1.12%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.41%
Q3 20240.43%
Q4 20240.48%
Q1 20250.89%
Q2 20251.07%
Q3 20251.07%
Q4 20251.04%
Q1 20260.93%
Q2 20261.12%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202680$21.2M12.55%0.68%1.12%28.8%
Q1 202675$21.7M11.98%0.80%0.93%27.5%
Q4 202573$21.1M12.07%1.16%1.04%28.3%
Q3 202575$21.1M11.81%0.88%1.07%28.4%
Q2 202568$21.0M11.59%1.59%1.07%30.0%
Q1 202573$21.2M11.17%0.74%0.89%28.7%
Q4 202469$20.3M11.46%0.94%0.48%30.4%
Q3 202468$20.1M11.43%0.93%0.43%29.4%
Q2 202465$20.7M10.97%1.19%0.41%28.0%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.55%
36th
Problem loans0.68%
51st
Net charge-offs0.39%
33rd
Return on assets1.12%
73rd
Loans to deposits28.8%
90th
Uninsured deposits4.9%
21st
Loan-loss reserves0.00%
37th
Texas ratio1.9%
53rd

Similar-size credit unions in Pennsylvania

InstitutionScoreAssetsCapitalProblem loansCompare
Fayette County School Employees Credit UnionCredit union Uniontown, PA90 out of 100, Very strong$22.2M20.0%0.89%vs
Locomotive & Control Employees Federal Credit UnionCredit union Erie, PA91 out of 100, Very strong$20.3M26.1%0.71%vs
Tri State Rail Federal Credit UnionCredit union Erie, PA84 out of 100, Strong$19.9M20.0%0.50%vs
American Pride Credit UnionCredit union Altoona, PA73 out of 100, Strong$22.5M12.8%1.92%vs
Fayette Federal Employees Federal Credit UnionCredit union Uniontown, PA91 out of 100, Very strong$19.8M14.3%0.41%vs
West Penn P&p Federal Credit UnionCredit union Beaver, PA78 out of 100, Strong$22.8M13.9%1.31%vs

Deposit insurance

Is my money safe at North Penn Federal Credit Union?

Yes. North Penn Federal Credit Union is a federally insured credit union (NCUA charter #10720). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.9% of shares and deposits ($917K) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 12.55%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

North Penn Federal Credit Union lists 1 office in 1 city. Most locations:

  • Colmar, PA (1)

All branch addresses and map

Identity & history

Profile

Legal name
North Penn Federal Credit Union
Type
Federal credit union
NCUA charter #
10720
RSSD ID
203584
Primary regulator
NCUA
Established
1955
Headquarters
123 Bethlehem Pike, P.O.Box 527, Colmar, PA 18915
Employees
3

Quick answers

North Penn Federal Credit Union: common questions

Is North Penn Federal Credit Union NCUA insured?

Yes. North Penn Federal Credit Union is a federally insured credit union (NCUA charter #10720). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is North Penn Federal Credit Union's TellerScore?

80 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does North Penn Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

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