Side-by-side · Q2 2026 data
The National Bank of Malvern vs PennCrest Bank
Metric by metric
| Measure | The National Bank of Malvern | PennCrest Bank |
|---|---|---|
| TellerScore | 93 (stronger) | 76 |
| Capital cushion | 100 (stronger) | 85 |
| Loan quality | 97 (stronger) | 83 |
| Earnings | 92 (stronger) | 39 |
| Funding & liquidity | 71 | 86 (stronger) |
| Problem-loan coverage | 99 (stronger) | 95 |
| Peer percentile | 98th | 64th |
| Total assets | $224.0M | $247.1M |
| Deposits / shares | $186.7M | $210.0M |
| Capital ratio | 16.55% (stronger) | 13.48% |
| Problem loans | 0.10% (stronger) | 0.50% |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 1.81% (stronger) | 0.47% |
| Loans ÷ deposits | 76.2% | 74.4% (stronger) |
| Uninsured deposits | 26.9% | 6.4% (stronger) |
| Offices | 2 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 15.0% |
The National Bank of Malvern has the higher TellerScore (93 vs 76). On the 7 directional measures above (where higher or lower is clearly better), The National Bank of Malvern leads on 5 and PennCrest Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.