Side-by-side · Q2 2026 data
The National Bank of Malvern vs Reliance Federal Credit Union
Credit union
Reliance Federal Credit Union
King of Prussia, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | The National Bank of Malvern | Reliance Federal Credit Union |
|---|---|---|
| TellerScore | 93 (stronger) | 70 |
| Capital cushion | 100 (stronger) | 75 |
| Loan quality | 97 (stronger) | 65 |
| Earnings | 92 (stronger) | 39 |
| Funding & liquidity | 71 | 95 (stronger) |
| Problem-loan coverage | 99 (stronger) | 90 |
| Peer percentile | 98th | 40th |
| Total assets | $224.0M | $35.3M |
| Deposits / shares | $186.7M | $30.8M |
| Capital ratio | 16.55% (stronger) | 12.51% |
| Problem loans | 0.10% (stronger) | 1.05% |
| Net charge-offs | 0.00% (stronger) | 0.19% |
| Return on assets | 1.81% (stronger) | 0.48% |
| Loans ÷ deposits | 76.2% | 65.4% (stronger) |
| Uninsured deposits | 26.9% | 6.4% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The National Bank of Malvern has the higher TellerScore (93 vs 70). On the 7 directional measures above (where higher or lower is clearly better), The National Bank of Malvern leads on 5 and Reliance Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.