Side-by-side · Q2 2026 data
The National Iron Bank vs Northwest Hills Credit Union
Credit union
Northwest Hills Credit Union
Torrington, Connecticut · Under $100 million in assets
Metric by metric
| Measure | The National Iron Bank | Northwest Hills Credit Union |
|---|---|---|
| TellerScore | 63 | 75 (stronger) |
| Capital cushion | 35 | 43 (stronger) |
| Loan quality | 100 (stronger) | 91 |
| Earnings | 53 | 72 (stronger) |
| Funding & liquidity | 49 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 24th | 52nd |
| Total assets | $318.0M | $57.0M |
| Deposits / shares | $291.4M | $51.5M |
| Capital ratio | 8.48% | 9.29% (stronger) |
| Problem loans | 0.00% (stronger) | 0.26% |
| Net charge-offs | -0.00% | -0.23% (stronger) |
| Return on assets | 0.82% | 1.30% (stronger) |
| Loans ÷ deposits | 89.6% | 57.1% (stronger) |
| Uninsured deposits | 34.9% | 5.9% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Northwest Hills Credit Union has the higher TellerScore (75 vs 63). On the 7 directional measures above (where higher or lower is clearly better), The National Iron Bank leads on 1 and Northwest Hills Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.