The National Iron Bank (FDIC certificate #2496) is based in Salisbury, Connecticut. Its Q2 2026 call report shows $318.0M in total assets and $291.4M in deposits and 4 offices.
The National Iron Bank has a TellerScore of 63 out of 100 (moderate) based on Q2 2026 data — higher than only 24% of its 2,650 banks with $100 million – $1 billion. Among 27 banks headquartered in Connecticut, it ranks 18th. Loan quality contributes the most (100/100, 0.00%); capital cushion contributes the least (35/100, 8.48%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (63 → 63).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 59 |
| Q3 2024 | 60 |
| Q4 2024 | 61 |
| Q1 2025 | 62 |
| Q2 2025 | 63 |
| Q3 2025 | 62 |
| Q4 2025 | 60 |
| Q1 2026 | 62 |
| Q2 2026 | 63 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 8.52% |
| Q3 2024 | 8.64% |
| Q4 2024 | 8.81% |
| Q1 2025 | 8.86% |
| Q2 2025 | 8.81% |
| Q3 2025 | 8.49% |
| Q4 2025 | 8.29% |
| Q1 2026 | 8.38% |
| Q2 2026 | 8.48% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.02% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.28% |
| Q3 2024 | 0.32% |
| Q4 2024 | 0.39% |
| Q1 2025 | 0.44% |
| Q2 2025 | 0.71% |
| Q3 2025 | 0.64% |
| Q4 2025 | 0.55% |
| Q1 2026 | 0.72% |
| Q2 2026 | 0.82% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 63 | $318.0M | 8.48% | 0.00% | 0.82% | 89.6% |
| Q1 2026 | 62 | $319.5M | 8.38% | 0.00% | 0.72% | 87.2% |
| Q4 2025 | 60 | $335.3M | 8.29% | 0.00% | 0.55% | 89.6% |
| Q3 2025 | 62 | $318.1M | 8.49% | 0.00% | 0.64% | 87.1% |
| Q2 2025 | 63 | $298.3M | 8.81% | 0.00% | 0.71% | 91.4% |
| Q1 2025 | 62 | $301.4M | 8.86% | 0.02% | 0.44% | 88.3% |
| Q4 2024 | 61 | $295.2M | 8.81% | 0.00% | 0.39% | 92.4% |
| Q3 2024 | 60 | $296.8M | 8.64% | 0.00% | 0.32% | 92.5% |
| Q2 2024 | 59 | $300.0M | 8.52% | 0.00% | 0.28% | 100.9% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Connecticut
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| New Haven BankBank New Haven, CT | 53 out of 100, Below average | $200.0M | 8.2% | 0.27% | vs |
| Jewett City Savings BankBank Jewett City, CT | 69 out of 100, Moderate | $493.9M | 14.4% | 1.01% | vs |
| Stafford Savings BankBank Stafford Springs, CT | 95 out of 100, Very strong | $507.0M | 50.6% | 0.56% | vs |
| Connecticut Community Bank, National AssociationBank Norwalk, CT | 75 out of 100, Strong | $526.0M | 13.1% | 0.02% | vs |
| Essex BankBank Essex, CT | 72 out of 100, Strong | $536.6M | 12.9% | 1.27% | vs |
| The Milford BankBank Milford, CT | 63 out of 100, Moderate | $652.0M | 9.9% | 0.49% | vs |
Deposit insurance
Is my money safe at The National Iron Bank?
Yes. The National Iron Bank is an FDIC-insured institution (FDIC certificate #2496). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 34.9% of deposits ($101.7M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 8.48%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 16.83% (benchmark: 10%).
4 locations
Branches
The National Iron Bank lists 4 offices in 4 cities. Most locations:
- Cornwall Bridge, CT (1)
- Norfolk, CT (1)
- Salisbury, CT (1)
- Washington Depot, CT (1)
Identity & history
Profile
- Legal name
- The National Iron Bank
- Former names
- The National Iron Bank of Falls Village
- Type
- National bank
- FDIC certificate #
- 2496
- RSSD ID
- 1008209
- Primary regulator
- OCC
- Holding company
- Iron Bancshares Inc
- Established
- August 17, 1847
- Headquarters
- 195 Main St, Salisbury, CT 06068
- Website
- www.ironbank.com
- Employees
- 35
Quick answers
The National Iron Bank: common questions
Is The National Iron Bank FDIC insured?
Yes. The National Iron Bank is an FDIC-insured institution (FDIC certificate #2496). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The National Iron Bank's TellerScore?
63 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The National Iron Bank ever failed?
There is no failure record for FDIC certificate #2496 in the FDIC failed bank list.
How many branches does The National Iron Bank have?
4 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Salisbury
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Torrington Savings BankBank Torrington, CT | 82 out of 100, Strong | $1.0B | 19.0% | 0.14% | vs |
| Bank of GreeneBank Catskill, NY | 77 out of 100, Strong | $3.2B | 9.9% | 0.23% | vs |
| Northwest Hills Credit UnionCredit union Torrington, CT | 75 out of 100, Strong | $57.0M | 9.3% | 0.26% | vs |
| Torrington Municipal and Teachers Federal Credit UnionCredit union Torrington, CT | 74 out of 100, Strong | $93.6M | 9.4% | 0.14% | vs |
| Bank of MillbrookBank Millbrook, NY | 73 out of 100, Strong | $311.7M | 12.1% | 1.76% | vs |
| Union Savings BankBank Danbury, CT | 71 out of 100, Strong | $3.3B | 11.5% | 0.29% | vs |