Side-by-side · Q2 2026 data
The National Iron Bank vs The Torrington Savings Bank
Metric by metric
| Measure | The National Iron Bank | The Torrington Savings Bank |
|---|---|---|
| TellerScore | 63 | 82 (stronger) |
| Capital cushion | 35 | 100 (stronger) |
| Loan quality | 100 (stronger) | 95 |
| Earnings | 53 (stronger) | 46 |
| Funding & liquidity | 49 | 61 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 24th | 93rd |
| Total assets | $318.0M | $1.0B |
| Deposits / shares | $291.4M | $803.2M |
| Capital ratio | 8.48% | 19.03% (stronger) |
| Problem loans | 0.00% (stronger) | 0.14% |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 0.82% (stronger) | 0.64% |
| Loans ÷ deposits | 89.6% (stronger) | 99.6% |
| Uninsured deposits | 34.9% | 11.8% (stronger) |
| Offices | 4 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Torrington Savings Bank has the higher TellerScore (82 vs 63). On the 7 directional measures above (where higher or lower is clearly better), The National Iron Bank leads on 4 and The Torrington Savings Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.