Side-by-side · Q2 2026 data
The National Iron Bank vs Union Savings Bank
Metric by metric
| Measure | The National Iron Bank | Union Savings Bank |
|---|---|---|
| TellerScore | 63 | 71 (stronger) |
| Capital cushion | 35 | 65 (stronger) |
| Loan quality | 100 (stronger) | 90 |
| Earnings | 53 (stronger) | 52 |
| Funding & liquidity | 49 | 59 (stronger) |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 24th | 63rd |
| Total assets | $318.0M | $3.3B |
| Deposits / shares | $291.4M | $2.5B |
| Capital ratio | 8.48% | 11.48% (stronger) |
| Problem loans | 0.00% (stronger) | 0.29% |
| Net charge-offs | -0.00% | -0.01% (stronger) |
| Return on assets | 0.82% (stronger) | 0.81% |
| Loans ÷ deposits | 89.6% (stronger) | 92.6% |
| Uninsured deposits | 34.9% | 22.7% (stronger) |
| Offices | 4 | 25 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 16.5% |
Union Savings Bank has the higher TellerScore (71 vs 63). On the 7 directional measures above (where higher or lower is clearly better), The National Iron Bank leads on 3 and Union Savings Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Washington Depot, CT