Side-by-side · Q2 2026 data
The New Orleans Firemen'S Federal Credit Union vs Essential Credit Union
Credit union
The New Orleans Firemen'S Federal Credit Union
Metairie, Louisiana · $100 million – $1 billion
Metric by metric
| Measure | The New Orleans Firemen'S Federal Credit Union | Essential Credit Union |
|---|---|---|
| TellerScore | 58 (stronger) | 50 |
| Capital cushion | 67 (stronger) | 41 |
| Loan quality | 60 (stronger) | 52 |
| Earnings | 23 | 38 (stronger) |
| Funding & liquidity | 70 (stronger) | 64 |
| Problem-loan coverage | 81 (stronger) | 72 |
| Peer percentile | 16th | 6th |
| Total assets | $283.9M | $434.2M |
| Deposits / shares | $245.9M | $362.4M |
| Capital ratio | 11.72% (stronger) | 9.06% |
| Problem loans | 1.19% (stronger) | 1.45% |
| Net charge-offs | 0.70% (stronger) | 0.93% |
| Return on assets | 0.08% | 0.46% (stronger) |
| Loans ÷ deposits | 89.8% (stronger) | 96.4% |
| Uninsured deposits | 2.6% (stronger) | 5.9% |
| Offices | 8 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 25.9% | — |
The New Orleans Firemen'S Federal Credit Union has the higher TellerScore (58 vs 50). On the 7 directional measures above (where higher or lower is clearly better), The New Orleans Firemen'S Federal Credit Union leads on 6 and Essential Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.