Side-by-side · Q2 2026 data
The Nodaway Valley Bank vs Citizens Bank & Trust
Metric by metric
| Measure | The Nodaway Valley Bank | Citizens Bank & Trust |
|---|---|---|
| TellerScore | 87 (stronger) | 85 |
| Capital cushion | 66 | 75 (stronger) |
| Loan quality | 100 (stronger) | 97 |
| Earnings | 100 (stronger) | 74 |
| Funding & liquidity | 80 | 87 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 98th | 88th |
| Total assets | $1.6B | $107.3M |
| Deposits / shares | $1.4B | $93.7M |
| Capital ratio | 11.56% | 12.50% (stronger) |
| Problem loans | 0.00% (stronger) | 0.08% |
| Net charge-offs | -0.04% (stronger) | 0.05% |
| Return on assets | 2.23% (stronger) | 1.36% |
| Loans ÷ deposits | 73.3% | 55.9% (stronger) |
| Uninsured deposits | 21.2% (stronger) | 27.3% |
| Offices | 9 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.8% | — |
The Nodaway Valley Bank has the higher TellerScore (87 vs 85). On the 7 directional measures above (where higher or lower is clearly better), The Nodaway Valley Bank leads on 5 and Citizens Bank & Trust on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Mound City, MO