Side-by-side · Q2 2026 data
The North Salem State Bank vs Indiana Members Credit Union
Metric by metric
| Measure | The North Salem State Bank | Indiana Members Credit Union |
|---|---|---|
| TellerScore | 64 | 74 (stronger) |
| Capital cushion | 40 | 56 (stronger) |
| Loan quality | 78 | 84 (stronger) |
| Earnings | 86 (stronger) | 64 |
| Funding & liquidity | 40 | 90 (stronger) |
| Problem-loan coverage | 89 | 94 (stronger) |
| Peer percentile | 26th | 72nd |
| Total assets | $769.6M | $3.6B |
| Deposits / shares | $687.9M | $3.1B |
| Capital ratio | 8.98% | 10.56% (stronger) |
| Problem loans | 0.67% | 0.49% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.40% |
| Return on assets | 1.65% (stronger) | 1.11% |
| Loans ÷ deposits | 89.7% | 70.6% (stronger) |
| Uninsured deposits | 43.0% | 11.5% (stronger) |
| Offices | 9 | 33 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.9% | 14.1% |
Indiana Members Credit Union has the higher TellerScore (74 vs 64). On the 7 directional measures above (where higher or lower is clearly better), The North Salem State Bank leads on 2 and Indiana Members Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.