Side-by-side · Q2 2026 data
The Ottoville Bank Company vs Bank419
Metric by metric
| Measure | The Ottoville Bank Company | Bank419 |
|---|---|---|
| TellerScore | 95 (stronger) | 55 |
| Capital cushion | 100 (stronger) | 43 |
| Loan quality | 100 (stronger) | 53 |
| Earnings | 78 (stronger) | 43 |
| Funding & liquidity | 95 (stronger) | 84 |
| Problem-loan coverage | 100 (stronger) | 79 |
| Peer percentile | 97th | 14th |
| Total assets | $93.8M | $98.3M |
| Deposits / shares | $72.9M | $89.0M |
| Capital ratio | 21.40% (stronger) | 9.27% |
| Problem loans | 0.00% (stronger) | 1.42% |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 1.46% (stronger) | 0.58% |
| Loans ÷ deposits | 51.1% (stronger) | 76.4% |
| Uninsured deposits | 19.7% | 14.5% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Ottoville Bank Company has the higher TellerScore (95 vs 55). On the 7 directional measures above (where higher or lower is clearly better), The Ottoville Bank Company leads on 6 and Bank419 on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.