Side-by-side · Q2 2026 data
The Park National Bank vs The Farmers and Merchants Bank
Metric by metric
| Measure | The Park National Bank | The Farmers and Merchants Bank |
|---|---|---|
| TellerScore | 72 (stronger) | 66 |
| Capital cushion | 53 | 99 (stronger) |
| Loan quality | 71 (stronger) | 0 |
| Earnings | 100 (stronger) | 79 |
| Funding & liquidity | 63 | 87 (stronger) |
| Problem-loan coverage | 88 (stronger) | 71 |
| Peer percentile | 79th | 31st |
| Total assets | $12.6B | $136.4M |
| Deposits / shares | $10.8B | $116.5M |
| Capital ratio | 10.33% | 14.92% (stronger) |
| Problem loans | 0.86% (stronger) | 3.86% |
| Net charge-offs | 0.11% | 0.08% (stronger) |
| Return on assets | 1.99% (stronger) | 1.47% |
| Loans ÷ deposits | 89.2% | 66.1% (stronger) |
| Uninsured deposits | 22.3% | 21.4% (stronger) |
| Offices | 104 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.0% | — |
The Park National Bank has the higher TellerScore (72 vs 66). On the 7 directional measures above (where higher or lower is clearly better), The Park National Bank leads on 3 and The Farmers and Merchants Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.