Side-by-side · Q2 2026 data
The Peoples Bank vs Bar-Cons Federal Credit Union
Metric by metric
| Measure | The Peoples Bank | Bar-Cons Federal Credit Union |
|---|---|---|
| TellerScore | 64 | 77 (stronger) |
| Capital cushion | 43 | 100 (stronger) |
| Loan quality | 73 (stronger) | 60 |
| Earnings | 73 (stronger) | 69 |
| Funding & liquidity | 62 (stronger) | 60 |
| Problem-loan coverage | 90 (stronger) | 89 |
| Peer percentile | 26th | 57th |
| Total assets | $323.8M | $52.8M |
| Deposits / shares | $298.6M | $43.1M |
| Capital ratio | 9.32% | 17.96% (stronger) |
| Problem loans | 0.81% (stronger) | 1.21% |
| Net charge-offs | 0.00% (stronger) | 0.35% |
| Return on assets | 1.32% (stronger) | 1.23% |
| Loans ÷ deposits | 51.1% (stronger) | 100.1% |
| Uninsured deposits | 49.8% | 0.0% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bar-Cons Federal Credit Union has the higher TellerScore (77 vs 64). On the 7 directional measures above (where higher or lower is clearly better), The Peoples Bank leads on 4 and Bar-Cons Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.