The Peoples Bank (FDIC certificate #5779) is based in Brownstown, Indiana. Its Q2 2026 call report shows $323.8M in total assets and $298.6M in deposits and 4 offices.
Based on its Q2 2026 filing, The Peoples Bank scores 64/100, which we describe as moderate. That is higher than only 26% of 2,650 banks with $100 million – $1 billion. Among 88 banks headquartered in Indiana, it ranks 52nd. Its strongest component is problem-loan coverage (90/100; 4.9%), and its lowest is capital cushion (43/100; 9.32%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 6 points (58 → 64), mostly because the loan quality component improved by 11 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 54 |
| Q3 2024 | 58 |
| Q4 2024 | 61 |
| Q1 2025 | 60 |
| Q2 2025 | 58 |
| Q3 2025 | 58 |
| Q4 2025 | 63 |
| Q1 2026 | 67 |
| Q2 2026 | 64 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 8.36% |
| Q3 2024 | 9.05% |
| Q4 2024 | 8.75% |
| Q1 2025 | 9.02% |
| Q2 2025 | 8.91% |
| Q3 2025 | 9.10% |
| Q4 2025 | 8.91% |
| Q1 2026 | 9.50% |
| Q2 2026 | 9.32% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 1.11% |
| Q3 2024 | 0.97% |
| Q4 2024 | 0.63% |
| Q1 2025 | 0.91% |
| Q2 2025 | 1.15% |
| Q3 2025 | 1.14% |
| Q4 2025 | 0.59% |
| Q1 2026 | 0.51% |
| Q2 2026 | 0.81% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.82% |
| Q3 2024 | 0.82% |
| Q4 2024 | 0.89% |
| Q1 2025 | 0.96% |
| Q2 2025 | 1.09% |
| Q3 2025 | 1.12% |
| Q4 2025 | 1.14% |
| Q1 2026 | 1.22% |
| Q2 2026 | 1.32% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 64 | $323.8M | 9.32% | 0.81% | 1.32% | 51.1% |
| Q1 2026 | 67 | $325.6M | 9.50% | 0.51% | 1.22% | 48.3% |
| Q4 2025 | 63 | $319.2M | 8.91% | 0.59% | 1.14% | 46.6% |
| Q3 2025 | 58 | $324.3M | 9.10% | 1.14% | 1.12% | 43.2% |
| Q2 2025 | 58 | $324.3M | 8.91% | 1.15% | 1.09% | 41.6% |
| Q1 2025 | 60 | $305.0M | 9.02% | 0.91% | 0.96% | 42.8% |
| Q4 2024 | 61 | $290.5M | 8.75% | 0.63% | 0.89% | 43.9% |
| Q3 2024 | 58 | $299.2M | 9.05% | 0.97% | 0.82% | 42.5% |
| Q2 2024 | 54 | $296.5M | 8.36% | 1.11% | 0.82% | 41.3% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Indiana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Tri-County Bank & Trust CompanyBank Roachdale, IN | 33 out of 100, Low | $313.9M | 9.1% | 3.45% | vs |
| Bath State BankBank Bath, IN | 60 out of 100, Moderate | $337.6M | 8.8% | 0.78% | vs |
| Farmers and Merchants BankBank Laotto, IN | 71 out of 100, Strong | $306.1M | 9.0% | 0.00% | vs |
| Bedford Federal Savings BankBank Bedford, IN | 58 out of 100, Moderate | $303.0M | 10.0% | 1.69% | vs |
| Mutual Savings BankBank Franklin, IN | 71 out of 100, Strong | $352.9M | 10.2% | 0.00% | vs |
| The Campbell & Fetter BankBank Kendallville, IN | 71 out of 100, Strong | $355.0M | 10.0% | 0.00% | vs |
Deposit insurance
Is my money safe at The Peoples Bank?
Yes. The Peoples Bank is an FDIC-insured institution (FDIC certificate #5779). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 49.8% of deposits ($148.7M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.32%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
4 locations
Branches
The Peoples Bank lists 4 offices in 3 cities. Most locations:
- Seymour, IN (2)
- Brownstown, IN (1)
- Crothersville, IN (1)
Identity & history
Profile
- Legal name
- The Peoples Bank
- Former names
- Brownstown Loan and Trust Co.
- Type
- State-chartered bank
- FDIC certificate #
- 5779
- RSSD ID
- 7045
- Primary regulator
- FDIC
- Holding company
- Tpb Bcorp
- Established
- January 1, 1934
- Headquarters
- 100 N Main St, Brownstown, IN 47220
- Website
- www.banktpb.com
- Employees
- 48
Quick answers
The Peoples Bank: common questions
Is The Peoples Bank FDIC insured?
Yes. The Peoples Bank is an FDIC-insured institution (FDIC certificate #5779). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The Peoples Bank's TellerScore?
64 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The Peoples Bank ever failed?
There is no failure record for FDIC certificate #5779 in the FDIC failed bank list.
How many branches does The Peoples Bank have?
4 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Brownstown
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Jackson County Co-Op Credit UnionCredit union Seymour, IN | 92 out of 100, Very strong | $31.3M | 18.4% | 0.00% | vs |
| Business and Industrial Federal Credit UnionCredit union Columbus, IN | 91 out of 100, Very strong | $44.9M | 18.0% | 0.24% | vs |
| Scottsburg Building and Loan AssociationBank Scottsburg, IN | 82 out of 100, Strong | $76.9M | 18.9% | 0.18% | vs |
| Bar-Cons Federal Credit UnionCredit union Columbus, IN | 77 out of 100, Strong | $52.8M | 18.0% | 1.21% | vs |
| Beacon Credit UnionCredit union Wabash, IN | 76 out of 100, Strong | $1.8B | 13.5% | 0.47% | vs |
| German American BankBank Jasper, IN | 75 out of 100, Strong | $8.4B | 11.2% | 0.45% | vs |