Side-by-side · Q2 2026 data
The Peoples Bank vs Bath State Bank
Metric by metric
| Measure | The Peoples Bank | Bath State Bank |
|---|---|---|
| TellerScore | 64 (stronger) | 60 |
| Capital cushion | 43 (stronger) | 38 |
| Loan quality | 73 | 74 (stronger) |
| Earnings | 73 (stronger) | 60 |
| Funding & liquidity | 62 | 63 (stronger) |
| Problem-loan coverage | 90 (stronger) | 82 |
| Peer percentile | 26th | 19th |
| Total assets | $323.8M | $337.6M |
| Deposits / shares | $298.6M | $283.9M |
| Capital ratio | 9.32% (stronger) | 8.82% |
| Problem loans | 0.81% | 0.78% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.02% |
| Return on assets | 1.32% (stronger) | 1.01% |
| Loans ÷ deposits | 51.1% (stronger) | 88.5% |
| Uninsured deposits | 49.8% | 23.1% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.9% |
The Peoples Bank has the higher TellerScore (64 vs 60). On the 7 directional measures above (where higher or lower is clearly better), The Peoples Bank leads on 5 and Bath State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.