Side-by-side · Q2 2026 data
The Peoples Bank vs Bedford Federal Savings Bank
Metric by metric
| Measure | The Peoples Bank | Bedford Federal Savings Bank |
|---|---|---|
| TellerScore | 64 (stronger) | 58 |
| Capital cushion | 43 | 50 (stronger) |
| Loan quality | 73 (stronger) | 44 |
| Earnings | 73 | 84 (stronger) |
| Funding & liquidity | 62 (stronger) | 49 |
| Problem-loan coverage | 90 (stronger) | 74 |
| Peer percentile | 26th | 16th |
| Total assets | $323.8M | $303.0M |
| Deposits / shares | $298.6M | $261.7M |
| Capital ratio | 9.32% | 9.96% (stronger) |
| Problem loans | 0.81% (stronger) | 1.69% |
| Net charge-offs | 0.00% (stronger) | 0.08% |
| Return on assets | 1.32% | 1.60% (stronger) |
| Loans ÷ deposits | 51.1% (stronger) | 92.4% |
| Uninsured deposits | 49.8% | 31.6% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Peoples Bank has the higher TellerScore (64 vs 58). On the 7 directional measures above (where higher or lower is clearly better), The Peoples Bank leads on 4 and Bedford Federal Savings Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.