Side-by-side · Q2 2026 data
The Peoples Bank vs Hardin County Hospital Employees Credit Union
Credit union
Hardin County Hospital Employees Credit Union
Savannah, Tennessee · Under $100 million in assets
Metric by metric
| Measure | The Peoples Bank | Hardin County Hospital Employees Credit Union |
|---|---|---|
| TellerScore | 62 | 68 (stronger) |
| Capital cushion | 56 (stronger) | 37 |
| Loan quality | 60 | 100 (stronger) |
| Earnings | 48 (stronger) | 33 |
| Funding & liquidity | 85 | 100 (stronger) |
| Problem-loan coverage | 75 | 100 (stronger) |
| Peer percentile | 22nd | 36th |
| Total assets | $113.1M | $1.0M |
| Deposits / shares | $100.7M | $938K |
| Capital ratio | 10.62% (stronger) | 8.67% |
| Problem loans | 1.21% | 0.00% (stronger) |
| Net charge-offs | 0.21% | 0.00% (stronger) |
| Return on assets | 0.70% (stronger) | 0.32% |
| Loans ÷ deposits | 74.8% | 55.1% (stronger) |
| Uninsured deposits | 8.5% | 0.0% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.2% | — |
Hardin County Hospital Employees Credit Union has the higher TellerScore (68 vs 62). On the 7 directional measures above (where higher or lower is clearly better), The Peoples Bank leads on 2 and Hardin County Hospital Employees Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.