Side-by-side · Q2 2026 data
The Peoples Community Bank vs First Business Bank
Metric by metric
| Measure | The Peoples Community Bank | First Business Bank |
|---|---|---|
| TellerScore | 87 (stronger) | 63 |
| Capital cushion | 78 (stronger) | 54 |
| Loan quality | 95 (stronger) | 65 |
| Earnings | 83 (stronger) | 77 |
| Funding & liquidity | 88 (stronger) | 42 |
| Problem-loan coverage | 99 (stronger) | 84 |
| Peer percentile | 91st | 30th |
| Total assets | $388.8M | $4.4B |
| Deposits / shares | $339.7M | $3.6B |
| Capital ratio | 12.76% (stronger) | 10.37% |
| Problem loans | 0.14% (stronger) | 1.06% |
| Net charge-offs | -0.04% (stronger) | 0.18% |
| Return on assets | 1.58% (stronger) | 1.41% |
| Loans ÷ deposits | 72.7% (stronger) | 98.7% |
| Uninsured deposits | 12.1% (stronger) | 33.2% |
| Offices | 7 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.3% | 4.9% |
The Peoples Community Bank has the higher TellerScore (87 vs 63). On the 7 directional measures above (where higher or lower is clearly better), The Peoples Community Bank leads on 7 and First Business Bank on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.