Side-by-side · Q2 2026 data
The Peoples Savings and Loan Company vs Kemba Financial Credit Union
Metric by metric
| Measure | The Peoples Savings and Loan Company | Kemba Financial Credit Union |
|---|---|---|
| TellerScore | 63 | 74 (stronger) |
| Capital cushion | 40 | 76 (stronger) |
| Loan quality | 95 (stronger) | 81 |
| Earnings | 48 | 57 (stronger) |
| Funding & liquidity | 50 | 68 (stronger) |
| Problem-loan coverage | 97 (stronger) | 93 |
| Peer percentile | 24th | 72nd |
| Total assets | $109.9M | $2.5B |
| Deposits / shares | $79.1M | $2.1B |
| Capital ratio | 8.99% | 12.57% (stronger) |
| Problem loans | 0.14% (stronger) | 0.58% |
| Net charge-offs | 0.00% (stronger) | 0.60% |
| Return on assets | 0.69% | 0.93% (stronger) |
| Loans ÷ deposits | 120.4% | 92.4% (stronger) |
| Uninsured deposits | 7.9% | 6.8% (stronger) |
| Offices | 2 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 34.2% |
Kemba Financial Credit Union has the higher TellerScore (74 vs 63). On the 7 directional measures above (where higher or lower is clearly better), The Peoples Savings and Loan Company leads on 2 and Kemba Financial Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.