Side-by-side · Q2 2026 data
The Peoples Savings and Loan Company vs Spring Valley Bank
Metric by metric
| Measure | The Peoples Savings and Loan Company | Spring Valley Bank |
|---|---|---|
| TellerScore | 63 | 89 (stronger) |
| Capital cushion | 40 | 100 (stronger) |
| Loan quality | 95 (stronger) | 86 |
| Earnings | 48 | 100 (stronger) |
| Funding & liquidity | 50 (stronger) | 49 |
| Problem-loan coverage | 97 | 98 (stronger) |
| Peer percentile | 24th | 94th |
| Total assets | $109.9M | $113.6M |
| Deposits / shares | $79.1M | $67.0M |
| Capital ratio | 8.99% | 34.07% (stronger) |
| Problem loans | 0.14% (stronger) | 0.43% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.69% | 2.90% (stronger) |
| Loans ÷ deposits | 120.4% (stronger) | 154.7% |
| Uninsured deposits | 7.9% (stronger) | 16.2% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 18.9% |
Spring Valley Bank has the higher TellerScore (89 vs 63). On the 6 directional measures above (where higher or lower is clearly better), The Peoples Savings and Loan Company leads on 3 and Spring Valley Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.