Side-by-side · Q2 2026 data
The Peoples Savings Bank vs Community Savings
Metric by metric
| Measure | The Peoples Savings Bank | Community Savings |
|---|---|---|
| TellerScore | 71 (stronger) | 70 |
| Capital cushion | 85 (stronger) | 74 |
| Loan quality | 47 | 71 (stronger) |
| Earnings | 52 | 74 (stronger) |
| Funding & liquidity | 99 (stronger) | 40 |
| Problem-loan coverage | 88 | 89 (stronger) |
| Peer percentile | 42nd | 43rd |
| Total assets | $71.9M | $284.7M |
| Deposits / shares | $63.5M | $219.8M |
| Capital ratio | 13.45% (stronger) | 12.43% |
| Problem loans | 1.58% | 0.88% (stronger) |
| Net charge-offs | 0.12% (stronger) | 0.12% |
| Return on assets | 0.81% | 1.35% (stronger) |
| Loans ÷ deposits | 54.0% (stronger) | 110.1% |
| Uninsured deposits | 16.4% (stronger) | 24.4% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Peoples Savings Bank has the higher TellerScore (71 vs 70). On the 7 directional measures above (where higher or lower is clearly better), The Peoples Savings Bank leads on 5 and Community Savings on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.