Side-by-side · Q2 2026 data
The Peoples Savings Bank vs Galion Building and Loan Bank
Metric by metric
| Measure | The Peoples Savings Bank | Galion Building and Loan Bank |
|---|---|---|
| TellerScore | 71 (stronger) | 67 |
| Capital cushion | 85 (stronger) | 62 |
| Loan quality | 47 | 81 (stronger) |
| Earnings | 52 (stronger) | 39 |
| Funding & liquidity | 99 (stronger) | 72 |
| Problem-loan coverage | 88 | 93 (stronger) |
| Peer percentile | 42nd | 30th |
| Total assets | $71.9M | $78.5M |
| Deposits / shares | $63.5M | $63.3M |
| Capital ratio | 13.45% (stronger) | 11.18% |
| Problem loans | 1.58% | 0.58% (stronger) |
| Net charge-offs | 0.12% | -0.00% (stronger) |
| Return on assets | 0.81% (stronger) | 0.48% |
| Loans ÷ deposits | 54.0% (stronger) | 87.8% |
| Uninsured deposits | 16.4% | 4.8% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Peoples Savings Bank has the higher TellerScore (71 vs 67). On the 7 directional measures above (where higher or lower is clearly better), The Peoples Savings Bank leads on 4 and Galion Building and Loan Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.