Side-by-side · Q2 2026 data
The Peoples Savings Bank vs Ohio Valley Community Federal Credit Union
Credit union
Ohio Valley Community Federal Credit Union
Clarington, Ohio · $100 million – $1 billion
Metric by metric
| Measure | The Peoples Savings Bank | Ohio Valley Community Federal Credit Union |
|---|---|---|
| TellerScore | 71 | 72 (stronger) |
| Capital cushion | 85 (stronger) | 84 |
| Loan quality | 47 | 47 |
| Earnings | 52 | 74 (stronger) |
| Funding & liquidity | 99 (stronger) | 79 |
| Problem-loan coverage | 88 (stronger) | 83 |
| Peer percentile | 42nd | 57th |
| Total assets | $71.9M | $243.6M |
| Deposits / shares | $63.5M | $210.3M |
| Capital ratio | 13.45% (stronger) | 13.39% |
| Problem loans | 1.58% (stronger) | 1.59% |
| Net charge-offs | 0.12% (stronger) | 0.74% |
| Return on assets | 0.81% | 1.36% (stronger) |
| Loans ÷ deposits | 54.0% (stronger) | 81.0% |
| Uninsured deposits | 16.4% | 5.8% (stronger) |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 8.8% |
Ohio Valley Community Federal Credit Union has the higher TellerScore (72 vs 71). On the 7 directional measures above (where higher or lower is clearly better), The Peoples Savings Bank leads on 4 and Ohio Valley Community Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.