Side-by-side · Q2 2026 data
The Peoples Savings Bank vs Southeastern Ohio Credit Union
Metric by metric
| Measure | The Peoples Savings Bank | Southeastern Ohio Credit Union |
|---|---|---|
| TellerScore | 71 | 78 (stronger) |
| Capital cushion | 85 (stronger) | 71 |
| Loan quality | 47 | 66 (stronger) |
| Earnings | 52 | 80 (stronger) |
| Funding & liquidity | 99 (stronger) | 98 |
| Problem-loan coverage | 88 | 91 (stronger) |
| Peer percentile | 42nd | 59th |
| Total assets | $71.9M | $65.4M |
| Deposits / shares | $63.5M | $56.9M |
| Capital ratio | 13.45% (stronger) | 12.08% |
| Problem loans | 1.58% | 1.03% (stronger) |
| Net charge-offs | 0.12% (stronger) | 0.68% |
| Return on assets | 0.81% | 1.49% (stronger) |
| Loans ÷ deposits | 54.0% (stronger) | 61.9% |
| Uninsured deposits | 16.4% | 0.0% (stronger) |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Southeastern Ohio Credit Union has the higher TellerScore (78 vs 71). On the 7 directional measures above (where higher or lower is clearly better), The Peoples Savings Bank leads on 3 and Southeastern Ohio Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.