Side-by-side · Q2 2026 data
The Peoples Savings Bank vs Versailles Savings and Loan Company
Metric by metric
| Measure | The Peoples Savings Bank | Versailles Savings and Loan Company |
|---|---|---|
| TellerScore | 71 | 89 (stronger) |
| Capital cushion | 85 | 100 (stronger) |
| Loan quality | 47 | 100 (stronger) |
| Earnings | 52 | 69 (stronger) |
| Funding & liquidity | 99 (stronger) | 71 |
| Problem-loan coverage | 88 | 100 (stronger) |
| Peer percentile | 42nd | 87th |
| Total assets | $71.9M | $65.6M |
| Deposits / shares | $63.5M | $51.1M |
| Capital ratio | 13.45% | 19.25% (stronger) |
| Problem loans | 1.58% | 0.00% (stronger) |
| Net charge-offs | 0.12% | 0.00% (stronger) |
| Return on assets | 0.81% | 1.22% (stronger) |
| Loans ÷ deposits | 54.0% (stronger) | 89.5% |
| Uninsured deposits | 16.4% | 10.2% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Versailles Savings and Loan Company has the higher TellerScore (89 vs 71). On the 7 directional measures above (where higher or lower is clearly better), The Peoples Savings Bank leads on 1 and Versailles Savings and Loan Company on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.