Side-by-side · Q2 2026 data
The Perryton National Bank vs First State Bank of Odem
Metric by metric
| Measure | The Perryton National Bank | First State Bank of Odem |
|---|---|---|
| TellerScore | 88 | 95 (stronger) |
| Capital cushion | 100 (stronger) | 94 |
| Loan quality | 88 | 100 (stronger) |
| Earnings | 88 | 100 (stronger) |
| Funding & liquidity | 55 | 79 (stronger) |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 92nd | 99th |
| Total assets | $212.7M | $212.6M |
| Deposits / shares | $181.1M | $181.0M |
| Capital ratio | 16.40% (stronger) | 14.39% |
| Problem loans | 0.36% | 0.00% (stronger) |
| Net charge-offs | 0.01% | -0.72% (stronger) |
| Return on assets | 1.71% | 2.40% (stronger) |
| Loans ÷ deposits | 53.7% (stronger) | 57.0% |
| Uninsured deposits | 55.9% | 34.2% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First State Bank of Odem has the higher TellerScore (95 vs 88). On the 7 directional measures above (where higher or lower is clearly better), The Perryton National Bank leads on 2 and First State Bank of Odem on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.