The Perryton National Bank is a national bank headquartered in Perryton, Texas, in business for about 105 years. At the end of Q2 2026 it reported $212.7M in total assets and $181.1M in deposits, with 1 office.
Based on its Q2 2026 filing, The Perryton National Bank scores 88/100, which we describe as very strong. That is higher than 92% of 2,650 banks with $100 million – $1 billion. Among 349 banks headquartered in Texas, it ranks 29th. Its strongest component is capital cushion (100/100; 16.40%), and its lowest is funding & liquidity (55/100; 54% loans-to-deposits, 56% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 3 points (91 → 88), mostly because the loan quality component weakened by 12 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 88 |
| Q3 2024 | 89 |
| Q4 2024 | 89 |
| Q1 2025 | 91 |
| Q2 2025 | 91 |
| Q3 2025 | 91 |
| Q4 2025 | 91 |
| Q1 2026 | 90 |
| Q2 2026 | 88 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 16.07% |
| Q3 2024 | 16.52% |
| Q4 2024 | 16.81% |
| Q1 2025 | 16.72% |
| Q2 2025 | 16.89% |
| Q3 2025 | 17.17% |
| Q4 2025 | 16.35% |
| Q1 2026 | 16.42% |
| Q2 2026 | 16.40% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.04% |
| Q4 2025 | 0.03% |
| Q1 2026 | 0.05% |
| Q2 2026 | 0.36% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.20% |
| Q3 2024 | 1.35% |
| Q4 2024 | 1.40% |
| Q1 2025 | 1.71% |
| Q2 2025 | 1.64% |
| Q3 2025 | 1.65% |
| Q4 2025 | 1.71% |
| Q1 2026 | 1.68% |
| Q2 2026 | 1.71% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 88 | $212.7M | 16.40% | 0.36% | 1.71% | 53.7% |
| Q1 2026 | 90 | $204.8M | 16.42% | 0.05% | 1.68% | 51.8% |
| Q4 2025 | 91 | $203.8M | 16.35% | 0.03% | 1.71% | 53.6% |
| Q3 2025 | 91 | $198.1M | 17.17% | 0.04% | 1.65% | 57.6% |
| Q2 2025 | 91 | $190.5M | 16.89% | 0.00% | 1.64% | 57.0% |
| Q1 2025 | 91 | $193.7M | 16.72% | 0.00% | 1.71% | 55.5% |
| Q4 2024 | 89 | $185.8M | 16.81% | 0.00% | 1.40% | 54.9% |
| Q3 2024 | 89 | $186.2M | 16.52% | 0.00% | 1.35% | 53.8% |
| Q2 2024 | 88 | $190.4M | 16.07% | 0.00% | 1.20% | 51.1% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Texas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First State Bank of OdemBank Odem, TX | 95 out of 100, Very strong | $212.6M | 14.4% | 0.00% | vs |
| The Community BankBank Bridgeport, TX | 62 out of 100, Moderate | $211.8M | 10.6% | 1.64% | vs |
| First Texas National BankBank Floydada, TX | 76 out of 100, Strong | $216.9M | 9.7% | 0.00% | vs |
| First National Bank of Lake JacksonBank Lake Jackson, TX | 69 out of 100, Moderate | $218.4M | 11.7% | 0.00% | vs |
| BOC BankBank Mclean, TX | 81 out of 100, Strong | $203.4M | 12.4% | 0.00% | vs |
| Lone Star BankBank Houston, TX | 77 out of 100, Strong | $202.3M | 12.7% | 0.29% | vs |
Deposit insurance
Is my money safe at The Perryton National Bank?
Yes. The Perryton National Bank is an FDIC-insured institution (FDIC certificate #3388). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 55.9% of deposits ($101.2M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 16.40%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
1 location
Branches
The Perryton National Bank lists 1 office in 1 city. Most locations:
- Perryton, TX (1)
Identity & history
Profile
- Legal name
- The Perryton National Bank
- Type
- National bank
- FDIC certificate #
- 3388
- RSSD ID
- 8462
- Primary regulator
- OCC
- Holding company
- Perryton Bancshares Inc
- Established
- January 1, 1921
- Headquarters
- 825 S Main St, Perryton, TX 79070
- Website
- www.perrytonbank.com
- Employees
- 21
Quick answers
The Perryton National Bank: common questions
Is The Perryton National Bank FDIC insured?
Yes. The Perryton National Bank is an FDIC-insured institution (FDIC certificate #3388). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The Perryton National Bank's TellerScore?
88 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The Perryton National Bank ever failed?
There is no failure record for FDIC certificate #3388 in the FDIC failed bank list.
How many branches does The Perryton National Bank have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Perryton
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Northeast Panhandle Teachers Federal Credit UnionCredit union Perryton, TX | 81 out of 100, Strong | $22.0M | 21.4% | 0.79% | vs |
| Anchor D BankBank Texhoma, OK | 80 out of 100, Strong | $404.5M | 10.5% | 0.00% | vs |
| FirstBank SouthwestBank Amarillo, TX | 73 out of 100, Strong | $1.9B | 11.2% | 0.41% | vs |
| Panhandle First BankBank Guymon, OK | 56 out of 100, Moderate | $568.7M | 13.0% | 2.34% | vs |
| First State BankBank Spearman, TX | 53 out of 100, Below average | $184.0M | 12.6% | 4.44% | vs |
| Interstate BankBank Perryton, TX | 40 out of 100, Below average | $288.4M | 9.4% | 3.47% | vs |