Side-by-side · Q2 2026 data
The Perryton National Bank vs Northeast Panhandle Teachers Federal Credit Union
Credit union
Northeast Panhandle Teachers Federal Credit Union
Perryton, Texas · Under $100 million in assets
Metric by metric
| Measure | The Perryton National Bank | Northeast Panhandle Teachers Federal Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 81 |
| Capital cushion | 100 | 100 |
| Loan quality | 88 (stronger) | 74 |
| Earnings | 88 (stronger) | 52 |
| Funding & liquidity | 55 | 84 (stronger) |
| Problem-loan coverage | 98 (stronger) | 96 |
| Peer percentile | 92nd | 68th |
| Total assets | $212.7M | $22.0M |
| Deposits / shares | $181.1M | $17.3M |
| Capital ratio | 16.40% | 21.42% (stronger) |
| Problem loans | 0.36% (stronger) | 0.79% |
| Net charge-offs | 0.01% (stronger) | 0.04% |
| Return on assets | 1.71% (stronger) | 0.80% |
| Loans ÷ deposits | 53.7% (stronger) | 76.4% |
| Uninsured deposits | 55.9% | 1.2% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Perryton National Bank has the higher TellerScore (88 vs 81). On the 7 directional measures above (where higher or lower is clearly better), The Perryton National Bank leads on 5 and Northeast Panhandle Teachers Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Perryton, TX