Side-by-side · Q2 2026 data
The Peshtigo National Bank vs Citizens State Bank of Loyal
Metric by metric
| Measure | The Peshtigo National Bank | Citizens State Bank of Loyal |
|---|---|---|
| TellerScore | 69 | 80 (stronger) |
| Capital cushion | 40 | 65 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 47 | 67 (stronger) |
| Funding & liquidity | 81 | 81 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 40th | 77th |
| Total assets | $300.0M | $311.5M |
| Deposits / shares | $250.8M | $250.3M |
| Capital ratio | 8.99% | 11.48% (stronger) |
| Problem loans | 0.00% (stronger) | 0.00% |
| Net charge-offs | -0.01% (stronger) | 0.01% |
| Return on assets | 0.66% | 1.16% (stronger) |
| Loans ÷ deposits | 79.5% | 71.9% (stronger) |
| Uninsured deposits | 13.9% (stronger) | 21.3% |
| Offices | 6 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.3% | 9.3% |
Citizens State Bank of Loyal has the higher TellerScore (80 vs 69). On the 7 directional measures above (where higher or lower is clearly better), The Peshtigo National Bank leads on 3 and Citizens State Bank of Loyal on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.