Side-by-side · Q2 2026 data
The Pleasants County Bank vs Union Trades Federal Credit Union
Credit union
Union Trades Federal Credit Union
Parkersburg, West Virginia · Under $100 million in assets
Metric by metric
| Measure | The Pleasants County Bank | Union Trades Federal Credit Union |
|---|---|---|
| TellerScore | 71 | 84 (stronger) |
| Capital cushion | 44 | 100 (stronger) |
| Loan quality | 100 (stronger) | 69 |
| Earnings | 46 | 61 (stronger) |
| Funding & liquidity | 90 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 42nd | 75th |
| Total assets | $84.7M | $34.4M |
| Deposits / shares | $76.7M | $27.9M |
| Capital ratio | 9.44% | 18.44% (stronger) |
| Problem loans | 0.00% (stronger) | 0.92% |
| Net charge-offs | 0.00% (stronger) | 0.61% |
| Return on assets | 0.66% | 1.03% (stronger) |
| Loans ÷ deposits | 65.2% | 34.3% (stronger) |
| Uninsured deposits | 20.1% | 5.1% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Union Trades Federal Credit Union has the higher TellerScore (84 vs 71). On the 7 directional measures above (where higher or lower is clearly better), The Pleasants County Bank leads on 2 and Union Trades Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.