Side-by-side · Q2 2026 data
The Police Credit Union vs Water and Power Community Credit Union
Credit union
Water and Power Community Credit Union
Los Angeles, California · $1 billion – $10 billion
Metric by metric
| Measure | The Police Credit Union | Water and Power Community Credit Union |
|---|---|---|
| TellerScore | 69 | 71 (stronger) |
| Capital cushion | 73 (stronger) | 52 |
| Loan quality | 70 | 80 (stronger) |
| Earnings | 27 | 73 (stronger) |
| Funding & liquidity | 100 (stronger) | 76 |
| Problem-loan coverage | 93 (stronger) | 92 |
| Peer percentile | 54th | 62nd |
| Total assets | $1.0B | $1.0B |
| Deposits / shares | $925.9M | $826.2M |
| Capital ratio | 12.34% (stronger) | 10.19% |
| Problem loans | 0.89% | 0.61% (stronger) |
| Net charge-offs | 0.30% (stronger) | 0.44% |
| Return on assets | 0.17% | 1.31% (stronger) |
| Loans ÷ deposits | 57.7% (stronger) | 83.8% |
| Uninsured deposits | 11.8% (stronger) | 12.4% |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 21.8% |
Water and Power Community Credit Union has the higher TellerScore (71 vs 69). On the 7 directional measures above (where higher or lower is clearly better), The Police Credit Union leads on 4 and Water and Power Community Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.