Side-by-side · Q2 2026 data
The Portage County Bank vs Central Wisconsin Credit Union
Metric by metric
| Measure | The Portage County Bank | Central Wisconsin Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 80 |
| Capital cushion | 77 (stronger) | 58 |
| Loan quality | 97 (stronger) | 76 |
| Earnings | 75 | 100 (stronger) |
| Funding & liquidity | 71 | 97 (stronger) |
| Problem-loan coverage | 99 (stronger) | 92 |
| Peer percentile | 84th | 65th |
| Total assets | $210.1M | $56.3M |
| Deposits / shares | $173.5M | $49.8M |
| Capital ratio | 12.69% (stronger) | 10.81% |
| Problem loans | 0.10% (stronger) | 0.73% |
| Net charge-offs | -0.00% | -0.09% (stronger) |
| Return on assets | 1.36% | 2.11% (stronger) |
| Loans ÷ deposits | 71.5% | 63.1% (stronger) |
| Uninsured deposits | 31.1% | 10.9% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Portage County Bank has the higher TellerScore (83 vs 80). On the 7 directional measures above (where higher or lower is clearly better), The Portage County Bank leads on 3 and Central Wisconsin Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.