Side-by-side · Q2 2026 data
The Portage County Bank vs Community First Bank
Metric by metric
| Measure | The Portage County Bank | Community First Bank |
|---|---|---|
| TellerScore | 83 (stronger) | 75 |
| Capital cushion | 77 (stronger) | 60 |
| Loan quality | 97 | 100 (stronger) |
| Earnings | 75 (stronger) | 48 |
| Funding & liquidity | 71 | 84 (stronger) |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 84th | 54th |
| Total assets | $210.1M | $97.6M |
| Deposits / shares | $173.5M | $84.7M |
| Capital ratio | 12.69% (stronger) | 11.02% |
| Problem loans | 0.10% | 0.00% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 1.36% (stronger) | 0.70% |
| Loans ÷ deposits | 71.5% (stronger) | 74.0% |
| Uninsured deposits | 31.1% | 17.1% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Portage County Bank has the higher TellerScore (83 vs 75). On the 7 directional measures above (where higher or lower is clearly better), The Portage County Bank leads on 5 and Community First Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.