Side-by-side · Q2 2026 data
The Portage County Bank vs The International Bank of Amherst
Metric by metric
| Measure | The Portage County Bank | The International Bank of Amherst |
|---|---|---|
| TellerScore | 83 | 98 (stronger) |
| Capital cushion | 77 | 94 (stronger) |
| Loan quality | 97 | 100 (stronger) |
| Earnings | 75 | 100 (stronger) |
| Funding & liquidity | 71 | 100 (stronger) |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 84th | 100th |
| Total assets | $210.1M | $103.6M |
| Deposits / shares | $173.5M | $88.9M |
| Capital ratio | 12.69% | 14.42% (stronger) |
| Problem loans | 0.10% | 0.00% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 1.36% | 2.14% (stronger) |
| Loans ÷ deposits | 71.5% | 59.7% (stronger) |
| Uninsured deposits | 31.1% | 12.4% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The International Bank of Amherst has the higher TellerScore (98 vs 83). On the 7 directional measures above (where higher or lower is clearly better), The Portage County Bank leads on 1 and The International Bank of Amherst on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.